Tips

No Credit? No Problem: 7 Best Credit Cards for No Credit
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No Credit? No Problem: 7 Best Credit Cards for No Credit

The importance of having a good credit score cannot be overstated. It can affect your ability to get approved for loans, rent an apartment, and even secure specific jobs. But what if you have no credit history at all?  This is a common dilemma young adults face when just starting their financial journey. Thankfully, certain…

Cash Envelopes: Your Best Solution to Spending Less
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Cash Envelopes: Your Best Solution to Spending Less

Creating and sticking to a household budget is no small feat, especially if you are new to budgeting. The cash envelope is a budgeting system that only uses cash to pay for specific cost categories. Each cash envelope holds the money you allocate to that category for the month. Here is a guide for using cash envelopes to help you manage your budget and stop overspending today.