What is it that you are trying to achieve? If you want something, you need goals. By having a goal and a plan, you will be motivated to take action. The more specific the goal is the higher the chances are of achieving it.
Tracking your spending is an important step on your journey to financial freedom because you are in control of your money. By keeping track of your expenses, you recognize unnecessary expenditures and take measures to limit your spending.
Whenever you get paid, you should transfer your money to your savings or investment account before spending on anything. If you use all your money on paying your debt and bills, you will have nothing left for the near future.
Many people are afraid of investing because it’s too risky, but if you learn and believe in yourself, it won’t be as risky. The most promising step to achieve financial freedom is by making investments.