Calculate total balance, include fees, compare with budget, pay off credit card debt strategically.
Create budget, choose payment plan, reduce expenses, track spending, set up automatic payments for credit card debt.
Use balance transfer cards to transfer high-interest balances, compare offers, save money, and pay off debt faster.
Prioritize high-interest debts with the Avalanche method to save more money and become debt-free faster.
Pay minimums on all, focus on lowest balance first. Move to next. Quick wins, stay motivated.
Take on side jobs, sell items online, or cut expenses to free up money for credit card payments. Every dollar counts!