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If you are a money-saving savvy individual like me who wants to shop and save at the same time, then you have come to the right place! I'm all about saving and spending on a budget!
You might have events or parties coming up in your social life and sometimes household necessities. As much as you want to shop for yourself and your home, you also want to save as well. It can be hard to shop and save when you are on a budget, and you don't want to go overboard with your money either.
When I was in college, I usually shop at the same places because the discounts were great so I know I won't overspend. I'm a person who always finds ways to save. I know most people like to spend money on high-quality clothes but if you do that, you end up wasting a lot of money. There is fast fashion for a lower cost that works perfectly fine.
In this post, I want to share with you my favorite places to shop for clothes, home decor, and gifts and give you tips and tricks on how you can shop and save without worrying about overspending.
Places to Shop
You don't need to shop at expensive stores to find something you like. Everything can be overpriced if you go to expensive stores like the Banana Republic, Loft, and Express. Places like H&M, Forever 21 can be enough. You don't need to follow the crowd and shop at trendy and fashionable stores.
1. Ross or TJ Max
Ross is one of the best places to shop to save money when I was in college and is still my favorite place to shop to this day. I always find a lot of things that I like from there. They have the best bargains on the latest trends on shoes, clothes, bags, home decor, and more. You can get brand names for 40%-60% than full price somewhere else. Who wouldn't love that right?
That's not all, but the best part is to shop on Monday. They do new markdowns after the weekends so Monday is the day to go. So whenever you need household necessities, clothes, or gifts, save your Monday for Ross.
Similar to Ross, there is TJ Max that holds a special place in people's hearts by offering a variety of selection of brands at discounted prices. Sometimes you might not find anything at Ross, so you can go to TJ Max or vice versa.
To me, TJ Max has the best home decor compared to Ross. Whenever I need something for my bedroom or bathroom, TJ Max is the way to go.
You can get many things there from designer jeans to bedroom furniture, but the price is $4-$6 more compared to Ross. It is a place where people come to find many unexpected deals.
Same with Ross, the best time to shop is also Monday. If you can shop on Monday, go on Monday morning to get all the good deals. Here are amazing ways to save at TJ Max.
Do you have an upcoming event to go to or a gift you need to buy? Shein always has the best prices for trendy clothes for children, teens, and adults. Shein is an online clothing retailer known for its fast-fashion at a lower price.
You can buy accessories, clothes, shoes, and home goods at affordable prices. Some people don't like Shein because it's considered a hit or miss, but I personally love to shop on Shein. Back in college, this is like the only place I shop online for clothes besides YesStyle.
I believe it's one of the best places to shop and save money online especially when you are a broke student.
3. Five Below
Five Below is the perfect place to go if you are on a budget. They sell everything from books to clothes for under $5. Whenever you need a gift for someone like during Christmas, this is the most convenient place to go. It has many cool, fun, and unique things that you'll love, and great fir gifts when there is a party coming up. You can never go wrong by buying an amazing gift from Five Below.
I know all states do not have the is store, but if you do, you should try to go and see. You might end up loving the place, and it might become your favorite store.
When I first went there, I didn't really know what to expect until I went in and explore. I found headphones, phone cases, posters, t-shirts, toys, make-up products and so much more. They have a lot of variety of things compared to the dollar store.
4. Dollar Store
You can never go wrong by going to the Dollar Store. Everything is literally a dollar there! When the holiday season comes around, this is where I go for decoration and candy. I don't go too often though, but I like to be a little festive when the holiday comes around while being on a budget.
If you are a creative individual like me, I would buy something cheap and make it into something grand. Always DIY some of the things that you can so you can spend your money on other things. Like any other dollar store, they have shoes, food, household necessities and so much more. What a great way to shop and save on the things you need or want.
5. Thrift Stores
Many people find that thrifting is fun, and I believe that it is. It's not my favorite because I always have a hard time finding the things that I like. However, many people have succeeded in finding products that they love when they go. Place like Goodwill has many affordable things you can buy. Thrift stores exist to help those in need, but they are literally for everyone to shop.
There is a misconception that thrift stores have poor quality things, but that's not true. You can find great quality if you take the time to look. Another thing you can do is DIY clothes from thrift stores and make them into something more unique. Now, that is a fun project to do. You can buy something that looks very ratchet and transform it into something trendy.
If you really want to save a lot of money and live frugally, you should consider thrifting as an option. You never know what you can find until you go.
Tips and Tricks to Shop and Save
1. Set A Limit
Set a number for yourself every month so that you don't go overboard. If that doesn't work, transfer it to your savings account so you don't touch that money. By doing this you are setting a great habit for yourself and your financial goals.
Once you set a number or limit for the month, make sure you try to stick with it. It might take time for those who have a spending habit, but if you want to shop and save like a pro, you have to put in the effort.
2. Shop Once or Twice a Month
Besides grocery shopping, I tried to shop for my other things once or twice a month. If I go shopping too often, I might end up buying something unnecessary if I look at something. You might end up going into debt if you keep buy, buy, buy! Doesn't it make you sad when your money is leaving your bank account on things you might not need?
Check your calendar for any events or a list of things you might need and get them all at once. I usually go once or twice a month for home goods or clothes and grocery shopping once a week. If you set a habit or routine, everything will become easier and you'll save more.
3. Save Your Coupons
Don't use your coupons right away! Ask yourself questions first if you need anything from that store or not. I know coupons can be tempting, but only buy if you really need to shop there.
Coupons are great when you want to save extra bucks here and there, but don't use them just for the sake of them. Keep them with you at all times and use them when the opportunity comes around.
Coupons can be your frenemies, so know when to use them and not to use them
4. Buy on Clearance or Sales
Whenever there is a clearance or sale section, that is the first place I would go when I'm out shopping. You never know, you could find something fabulous in those sections.
I have found some amazing clothes that I love. People always think that the clearance section has a terrible selection, but I disagree with that. If you can save and find something you like, that is all that matters. You should never underestimate the clearance section.
Whenever you go shopping and look for a top or bottom, always go to the clearance section first before someone else might grab something nice before you.
5. Money Apps
You have a phone, so why not use it to your advantage? You can download free money apps to save some money. Who doesn't want to shop and save at the same time? Money apps don't make you rich, but you can save extra bucks for something else.
You can earn cash back or gift cards by using money apps on your phone. You don't want to miss this opportunity to save some money. Some of my favorite money apps would be Fetch, Rakuten, and Honey.
Shopping and saving your money can be hard when you are clueless about where to start. I hope these tips and tricks were helpful to you all. There are probably other methods and strategies out there that people use, you just need to find what is best for you.
Thanks for reading and I'll see you in the next post!