Lisa

Lisa is a personal finance enthusiast and founder of Adapt Your Dollars, where she writes about her knowledge of frugal living and money management. Her goal is to help women gain control of their money to live their best lives possible. When she isn’t writing or at her day job helping people, she can be found cheering on her kids at their sporting events, baking bread, or running.
Cash Envelopes: Your Best Solution to Spending Less

Cash Envelopes: Your Best Solution to Spending Less

Creating and sticking to a household budget is no small feat, especially if you are new to budgeting. The cash envelope is a budgeting system that only uses cash to pay for specific cost categories. Each cash envelope holds the money you allocate to that category for the month. Here is a guide for using cash envelopes to help you manage your budget and stop overspending today.