18 Products That Are Worth the Splurge to Even the Most Frugal People

Most people assume that frugal people don’t spend money on anything, but there are certain items they don’t mind splurging on. To someone conscious about their spending habits, extravagant purchases must be considered a valuable investment. Here are sixteen products that even frugal people don’t mind spending on. 

1. Coffee

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Coffee is one of the most popular drinks in the world. Even the most frugal people often can’t resist having coffee in the morning. For many people, spending time at the coffee shop is part of their daily routine and something they don’t mind splurging on.

2. Car Tires

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No vehicle owner chooses a cheap set of car tires over brand-new, high-quality tires. Frugal people understand that better quality tires mean a higher likelihood of a safer, more cost-effective driving experience. 

3. Health and Wellness

Photo Credit: Deposit Photos.If you don’t take care of your physical and mental health, being frugal and saving money would be pointless. Frugal people recognize the importance of spending money on health and wellness. Investing in healthy foods, gym memberships, therapy, or yoga can improve your physical and mental health. 

4. Electronics

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With so many tech advancements in recent years, a quality smartphone and laptop are necessities. Frugal people understand that opting for a higher-end electronic will provide a better user experience, require less frequent replacements, and last much longer. 

5. Durable Kitchenware

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Every frugal person knows the importance of saving money by eating at home. When cooking regularly, ensuring you have the right items for the job is essential. Investing in durable kitchenware is an expense frugal people don’t mind splurging on because they know that it’s a purchase that will survive decades of home cooking. 

6. Hobbies

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Have you ever loved something so much that the cost didn’t matter? Most hobbies require some monetary investment, whether large or small. For frugal people, spending money on something that adds value to their lives is easy, and splurging on a hobby is a valuable investment. 

7. Quality Mattress

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A good night’s rest is so important that even frugal people know it’s worth investing in. A high-quality mattress helps to improve sleep quality and, ultimately, overall health. Investing in a quality mattress to ensure you have a good night’s rest is an investment that will pay off in the long term. 

8. Timeless Clothing

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Clothing trends are constantly changing, and keeping up with them can be expensive. Frugal people know that to avoid constantly refreshing their wardrobes, they need to invest in timeless clothing. A little black dress, blazer, white shirt, black jeans, and flattering denim are common timeless clothing pieces you need in your closet. 

9. Home Improvement

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Many frugal people consider investing in their living space an important expense. They understand that upgrading their homes and appliances and making specific energy-efficient changes to their homes is worth every penny. Home improvements are a valuable investment that will improve their overall quality of life and can result in savings in the long term. 

10. Reliable Vehicle

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While frugal people wouldn’t spend any money on a luxury vehicle, they know the importance of investing in a reliable car. A dependable vehicle will ensure durability and accrue low maintenance costs for several years. While it may come at a higher price upfront, it’s a wise investment. 

11. Time-Saving Services

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Frugal people understand that time is money. Services like a cleaner, grocery delivery, or laundry pick-up will allow you to free up time for other essential tasks. This additional time is important to frugal people since it frees them up to spend time doing things they value. 

12. Experiences

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Many frugal people save on daily expenses to splurge on experiences. Whether traveling to a different country, eating cuisine from a different culture, or sharing something new with loved ones, frugal people know the importance of splurging on experiences. 

13. Professional Development

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Even frugal people understand the value of investing in your professional development. Professional seminars, workshops, and courses can lead to career advancements and higher earnings. Even the most frugal people can see the value in investing in professional development. 

14. Supportive Shoes

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Footwear is an unavoidable expense. Every time you step out of the house with a pair of shoes, they’re slowly deteriorating. Frugal people know spending a little extra on a quality, supportive pair of shoes is a better long-term investment than a cheaper alternative. 

15. Education 

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Everyone, including frugal people, understands the importance of education. Through books, courses, conferences, and workshops, people gain valuable skills and knowledge that will contribute to their personal and academic lives. Even frugal people are willing to spend tens of thousands of dollars on education. 

16. Sustainable Products

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Although the price tag is higher, frugal people don’t mind paying a higher price for eco-friendly and sustainable products. Frugal people are often conscious of their environmental impact. They are willing to spend slightly more to support sustainable practices and companies. 

17. High-Quality Toothbrush 

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Dental care is very valuable to everyone, including frugal people. Regardless of how cost-conscious you are, investing in a high-quality ergonomic or electronic toothbrush will ensure you properly care for your teeth and provide a more efficient brushing experience. 

18. Tools and Equipment 

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If you’re a DIYer, you know how expensive tools and equipment can be. Frugal people understand that when investing in gardening supplies, home maintenance tools, or equipment for hobbies and projects, it’s always better to spend a little more upfront to save money in the long run. 


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She started her blog, The Money Dreamer, when she realized the 9-5 job was not the lifestyle she wanted anymore. After designing for a while, she wanted a more meaningful life, which was freedom, so she decided to venture out. She took action so that she can live her dream life and decided to help people to live theirs by helping them how to save, budget, and invest.

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